Group insurance offers employers an arrangement to provide their staff with such benefits as life, disability, health and dental care. Premiums, which are paid by the employer are tax deductible as a business expense. Group plans both attract and retain employees and increase morale and productivity by providing financial security and support when employees need it most.
As group benefits consultants our recommendations are based on a group's individual specifications and needs.
Our services include the following:
- Providing necessary data and specifications to insurance carriers for tendering of group to market.
- Negotiating with insurance carriers on the client's behalf.
- Analyzing quotations and preparing a detailed benefit comparison and spreadsheet.
- Presentation of benefit specifications to participating members.
- Installation of new plan covering administration procedures.
- Ongoing assistance and servicing of plan.
- Annual review of renewals and positioning